The General Secretariat of the Council of Cooperative Health Insurance (CCHI) emphasized that employers in the private sector are required to provide insurance coverage for their workers and all members of their families who are covered by the health insurance system.
According to the council, health insurance coverage should not be restricted to a set number of family members. The health insurance system covers wives, all male children under 25, and unmarried and non-working daughters.
It also stated that a health insurance policy must be obtained from a qualified insurance company and that it must cover the minimum benefits limits. Related: Procedure to check Health Insurance Validity in Saudi Arabia
According to CCHI, insurance coverage includes the probationary period, making the private sector employee eligible for coverage from the first day of work.
It stated that the new employer is responsible for providing insurance coverage in the event of a transfer of service, and that this coverage will begin on the day the worker transfers the service to him.
The council also noted that if both spouses work in the private sector, the children are eligible for insurance coverage through the husband’s employer.
Employees in the private sector are not liable to pay any money for the cost of health insurance for any member of their family who is covered by the scheme.