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2026 Updated

Saudi IBAN Lookup & Validator

Validate any Saudi IBAN and identify the bank instantly using official SAMA 2-digit bank codes. Format checked, MOD-97 checksum verified.

Banks Covered
25 Banks
All SAMA registered
Validation
MOD-97
International standard
Bank Code
Digits 5–6
2-digit SAMA code
🔍 Saudi IBAN Validator · Instant Bank Identification
Validates format · MOD-97 checksum · Identifies bank from official SAMA code
0 / 24 characters
Try a sample IBAN

Saudi Bank IBAN Codes (SAMA Official)

Every Saudi IBAN contains a 2-digit bank code at positions 5–6, assigned by SAMA. Use this table to identify the bank from any Saudi IBAN.

Bank Code Bank Name SWIFT / BIC
01Saudi Central Bank (SAMA)SAMASARI
05Alinma BankINMASARI
10Saudi National Bank (SNB / Al Ahli)NCBKSAJE
15Bank AlBiladALBISARI
20Riyad BankRIBLSARI
30Arab National Bank (ANB)ARNBSARI
40Samba Financial GroupSAMBSARI
45Saudi Awwal Bank (SAB)SABBSARI
50Saudi Awwal Bank (SAB) – Legacy AlawwalSABBSARI
55Banque Saudi FransiBSFRSARI
60Bank AlJaziraBJAZSAJE
65Saudi Investment Bank (SAIB)SIBCSARI
71National Bank of Bahrain (Saudi Arabia)NBOBSARI
75National Bank of Kuwait (Saudi Arabia)NBOKSAJE
76Bank Muscat (Saudi Arabia)BMUSSARI
80Al Rajhi BankRJHISARI
81Deutsche Bank (Saudi Arabia)DEUTSARI
82National Bank of Pakistan (Saudi Arabia)NBOPSARI
83State Bank of India (Saudi Arabia)SBOISAJE
84Turkiye Cumhuriyeti Ziraat BankasiTCZTSAJE
86JP Morgan Chase (Saudi Arabia)CHASSARI
87ICBC – Industrial & Commercial Bank of ChinaICBKSARI
90Gulf International Bank (GIB)GULFSARI
95Emirates NBD (Saudi Arabia)EBILSARI
98BNP Paribas (Saudi Arabia)BNPASARI

Understanding Saudi IBANs

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IBAN Structure

A Saudi IBAN is always 24 characters long. It begins with SA (country code), followed by 2 check digits, a 2-digit SAMA bank code, and an 18-character account number.

SA3020000000123456789012
CountryCheckBankAccount Number
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How to Find Your IBAN

You can find your Saudi IBAN in several ways:

  • Log in to your bank's mobile app or online banking
  • Check your bank statement or welcome letter
  • Visit any branch of your bank
  • Call your bank's customer service number
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When Is IBAN Required?

In Saudi Arabia, IBANs are mandatory for:

  • Receiving your salary (SAMA requirement since 2012)
  • International wire transfers (sending or receiving)
  • Government payments and refunds
  • Setting up direct debit for utility bills

Frequently Asked Questions

An IBAN (International Bank Account Number) is a standardised format used to identify bank accounts for international payments. In Saudi Arabia, IBANs are 24 characters long, starting with "SA", and are required for all electronic salary transfers and international wire transfers under SAMA regulations.

No. Your existing account number is embedded within the IBAN, but an IBAN is not a new number — it is an extended international format. The IBAN adds your country code (SA), two check digits, and a bank code in front of your existing account number to make it globally recognisable.

In a Saudi IBAN, characters 5 and 6 (after "SA" and the 2 check digits) contain the official SAMA 2-digit bank code. For example, "80" means Al Rajhi Bank, "20" means Riyad Bank, and "10" means Saudi National Bank. Use the lookup tool above to identify any bank instantly.

Domestic transfers between Saudi banks via the SARIE (Saudi Arabia Interbank Express) system are free and instant. For international transfers, each bank sets its own fees — typically ranging from SAR 10 to SAR 100 depending on the bank, destination country, and transfer amount.

An IBAN identifies a specific individual bank account, while a SWIFT/BIC code identifies the bank itself. For international transfers to Saudi Arabia, you typically need both: the recipient's IBAN and the bank's SWIFT code. The SWIFT code for Saudi banks usually ends in "SARI" (e.g., RIBLSARI for Riyad Bank).

Saudi salary slips processed through the Wage Protection System (WPS) usually display the recipient's IBAN in the payment details section. It will be labelled "IBAN" and start with "SA" followed by 22 digits. If it is not on your slip, check your bank's app or statement.

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