How To Get A Credit Card In Saudi Arabia Without Salary Transfer

By Mohammed Ameen

Updated on:

apply credit card in saudi arabia without salary transfer

Credit Cards Without Salary Transfer

A credit card is an excellent financial product that can help you avoid cash shortages and manage your expenses without the need to withdraw from your account. There are a lot of people who want to know about how to get a credit card in Saudi Arabia if they don’t have their salary transferred to the bank. In this article, we’ll tell you how to get a credit card in Saudi Arabia without Salary Transfer to Bank.

Most banks in the kingdom require a salary transfer to a bank account to be approved for a credit card. If you do not have a salary transfer, your best bet is to apply for a secured credit card.

Also Read: Al Rajhi Bank Credit Cards 2023

What is a Secured Credit Card?

A secured credit card is a type of credit card that requires the cardholder to deposit funds with the issuer Bank as collateral. The deposit is typically equal to the credit limit on the card. This ensures that the issuer will not lose money if the cardholder defaults on their payments.

Secured credit cards are often used by people with bad or limited credit history trying to improve their credit scores. The deposit acts as a security blanket for issuers, meaning they are more likely to approve applicants for a secured card than an unsecured card.

If you’re looking to get a credit card in Saudi Arabia without a salary transfer, a secured credit card could be a good option. You can also consider a prepaid card.

Also Read: How to Apply for a Credit Card in Saudi Arabia

Prepaid Cards

Prepaid cards are an alternative to traditional credit cards. They are becoming increasingly popular in Saudi Arabia, offering many advantages over traditional credit cards.

Prepaid cards can be used anywhere that accepts major credit cards. This means that you can use your card to shop online, book flights and hotels, and make other purchases without having to worry about high currency conversion charges.

Prepaid cards also offer a great way to budget your spending. You can load money onto the card in advance and then use it to make purchases until the balance is exhausted. This can help you stay within your budget and avoid overspending. Check out some of the popular prepaid cards in KSA:


If you are looking to get a credit card in Saudi Arabia without a salary transfer, your best bet is to look for a secured credit card. You may also want to consider getting a prepaid credit card, which can be used anywhere that accepts Visa or Mastercard. Whatever route you choose, do your research to get the best possible deal on your credit card.

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