How to Check Credit History in Saudi Arabia (SIMAH Credit Report)

M. AMEENJanuary 1, 2021

SIMAH – Saudi Credit Bureau

SIMAH is a credit information agency that collects, analyzes, and provides detailed and up-to-date credit information on both individuals and institutions in the Kingdom of Saudi Arabia. You can get your SIMAH credit report/credit score by visiting the SIMAH website https://www.simah.com/.

SIMAH Credit Report

SIMAH credit report contains all of the information related to a client’s credit transactions with SIMAH members. The report includes his identification number, place of residence, current and previous places of work, marital status and personal information. Related: Penalties for cheque bounce in Saudi Arabia

Benefits of having a credit report

The SIMAH credit report contains detailed information on any credit product such as personal loans, financial vehicles, or telecom services. The following are the key merits of having a credit report.

Credit Reports will help you with your financial planning.
The credit report gives you the authority to view your credit information with credit providers to be aware of any updates.
You can utilize your credit report to be aware of guaranteed default credit products, if any.
Credit Report is a confidential & reliable tool to access your historical & existing credit information at any time.

Also Read: Jawazat links due bill payments with the issuance of Final Exit visa

Procedure to Get SIMAH Credit Report

You can get your credit report by visiting the SIMAH website: https://www.simah.com/

There are four different packages available, you can choose one of them as per your requirements,

Simah Basic Package
Simah Advanced Package
Simah Premium Package
Simah Premium Plus Package

If you only need a one-time credit report, you can go for the Basic Package of SR 25. Following are the details of the different packages offered by Simah.

SIMAH Packages

Once you select a suitable package, create an account using your ID and Mobile number to get the SIMAH report. Your SIMAH Credit report will look like this.