SAB Credit Cards Comparison: Which One Fits Your Lifestyle?

If you’re looking for the right credit card to match your needs, SAB (Saudi Alawwal Bank) offers a wide range of options. In this article, we’ll break down all the credit cards SAB has to offer, compare them, and explain how to apply for one.

Types of SAB Credit Cards and Their Benefits

SAB offers a selection of credit cards, each with its unique perks. Here’s a look at the different options:

1. SAB VISA Platinum Credit Card

• Annual Fee: SAR 460
• Monthly Percentage Rate (MPR): 3.25%
• Annual Percentage Rate (APR): 58.14%
• Payment Flexibility: 5% or 100%
• Supplementary Cards: Up to 5 free supplementary cards
• Lounge Access: Yes
• Protection: Credit Protection, International Medical & Travel Assistance, Purchase Protection
• Rewards: Auto-enrolment in ICSAB+ rewards program, points on purchases

2. SAB Platinum Mastercard Credit Card

• Annual Fee: SAR 460
• MPR: 3.25%
• APR: 58.14%
• Payment Flexibility: 5% or 100%
• Supplementary Cards: Up to 5 free supplementary cards
• Lounge Access: Yes
• Protection: Credit Protection, Purchase Protection
• Rewards: ICSAB+ rewards program

3. SAB VISA Cashback Credit Card

• Annual Fee: Free
• MPR: 3.25%
• APR: 48.81%
• Payment Flexibility: 5% or 100%
• Supplementary Cards: Up to 5 free supplementary cards
• Offers: Special categories such as shopping, dining, and travel
• Rewards: 1% cashback on domestic spending, 2% on international spending

4. SAB Premier Credit Card

• Annual Fee: Free
• MPR: 2.39%
• APR: 34.09%
• Supplementary Cards: Up to 5 free supplementary cards
• Offers: Shopping, travel, lifestyle benefits
• Rewards: Earn points for every purchase

5. SAB Emirates Infinite Credit Card

• Annual Fee: SAR 862.50 (first year free)
• MPR: 3%
• APR: 61.66%
• Lounge Access: Yes
• Protection: Comprehensive travel and purchase protection
• Rewards: Earn Skywards Miles

6. SAB AlFursan BLACK Mastercard Credit Card

• Annual Fee: SAR 1,092.50
• MPR: 3%
• APR: 66.17%
• Protection: Credit, travel, and purchase insurance
• Rewards: 1 AlFURSAN Mile for every SAR 3 spent in KSA, 1 mile for every SAR 5 abroad

7. SAB Advance Visa Platinum Credit Card

• Annual Fee: Free
• MPR: 3%
• APR: 44.38%
• Protection: Credit protection, extended warranty, travel assistance
• Rewards: Points on purchases and activities

Comparison Table of SAB Credit Cards

Which SAB Credit Card is Right for You?

Selecting the best credit card depends on your lifestyle and needs:

For Frequent Travelers: The SAB Emirates Infinite and SAB AlFursan BLACK Mastercard are ideal due to their travel insurance and reward miles.

For Everyday Spending: The SAB VISA Cashback card offers cashback benefits, making it great for regular purchases.

For Comprehensive Coverage: The SAB Premier Credit Card is perfect if you want zero annual fees and access to a broad range of protections.

For Those Looking for Simplicity: SAB VISA Platinum and Platinum Mastercard are straightforward with great reward programs and protections.

How to Apply for a SAB Credit Card

Eligibility Criteria for New-to-Bank Customers:

• Registered on GOSI (General Organization for Social Insurance)
• No prior relationship with SAB
• Mobile number must be linked to the same National ID/Iqama ID
• Minimum of 3 months in the current job
• NAFATH application is required

Step-by-Step Guide to Applying:

• Visit the SAB Credit Card Application Portal: Click here
• Fill in the Required Information: Enter your personal and employment details.
• Submit Your Application: Complete and send your application digitally.
• Sign the e-Contract: Digitally sign the contract to confirm your acceptance.
• Download the SAB Mobile App: Activate your card through the app.
• Add Your Card to Your Digital Wallet: Use your card immediately after activation.

Additional Information for Current SAB Customers:

If you receive your salary in your SAB account, applying for a credit card is even easier:

• Log in to your SAB Net Banking or mobile app.
• Select the card you wish to apply for and follow the instructions.

SAB offers a variety of credit cards tailored to different needs, from travel rewards to everyday cashback. Whether you’re a frequent traveler or a shopper, there’s an SAB credit card that fits your lifestyle. Make sure to review the eligibility requirements and follow the easy application process to get your card today.