Iqama Insurance Check 2023: Easy Guide

How to Check Health Insurance Status on CHI

If you are an expatriate residing in Saudi Arabia, you must have a valid health insurance policy to obtain or renew your Iqama, the residency permit that allows you to live and work in the country. Ensuring that your insurance is up to date is crucial, not only for the purpose of obtaining your Iqama, but also for your own peace of mind. Fortunately, checking your Iqama insurance status is a straightforward process that can be done online through the Council of Health Insurance (CHI or CCHI) website. In this article, we will guide you through the steps required to perform an Iqama insurance check on the CHI website

Step-by-Step Guide on Checking Iqama Insurance Status Online

To check the status of your Iqama insurance, follow these steps:

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  • Enter the image code, and click the “OK” button to verify your insurance status.
  • In the next window, you will be able to view detailed information about your health insurance policy, including the insurance company, medical network, policy number, class, deductible rate, expiration date, beneficiary type, and name.
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Key Things You Need to Know About Iqama Health Insurance

Key points about Iqama health insurance you need to know:

  • It is the employer’s responsibility to provide health insurance to their workers.
  • The maximum benefit limit per beneficiary is 500,000 Saudi riyals only.
  • The insurance company must respond to the request for approval to treatment within sixty minutes, with the exception of emergency cases.
  • Health insurance coverage for expat workers may be cancelled in the event of the beneficiary’s death, final exit of the worker, sponsorship transfer to a new employer who provides health insurance, or a change of insurance company provided that a health insurance alternative is provided.
  • A married employee is entitled to benefit from coverage for pregnancy and delivery without having to include her husband in her employer’s insurance policy.
  • The insured may receive medical service outside the selected network of health service providers specified to him/her in emergency cases only.
  • Employers are responsible for providing insurance for employees and their family members subject to the cooperative health insurance law, including non-working unmarried daughters, widows, and divorced wives who are dependent for their support on the employee.


In conclusion, it is mandatory for expatriates to have a valid health insurance policy in order to obtain or renew an Iqama in Saudi Arabia. The CHI website (previously cchi) offers an easy way to perform the insurance check which linked to your Iqama and view the details of your policy. By following the steps outlined in this article, you can ensure that your Iqama insurance is up to date and in compliance with regulations. It’s important to note that in case of any discrepancy or lapses in your insurance policy, it’s best to contact your employer or insurance provider to rectify the issue.

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Mohammed Ameen is the author behind With a decade of experience in Saudi Arabia and a Master's in Business Administration, he shares practical tips and insights on expat life in the Kingdom.
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